Personal loan providers and leading companies in India. However, please note that the popularity and rankings of these companies may change over time, so it's always a good idea to conduct your own research and compare the available options. Here are some reputable personal loan providers in India:
Top Personal Loan Providers Leading Companies in India
HDFC Bank offers personal loans with competitive interest rates, flexible repayment options, and quick processing times.
Details of HDFC Bank Personal Loan
Interest rate | 10.50% p.a. to 21.00% p.a. |
Minimum age | 21 years |
Maximum age | 60 years |
Minimum income | |
Processing fee | Up to 2.5% of the loan amount (minimum of Rs.1,999 and maximum of Rs.25,000) |
Loan amount | Up to Rs.15 lakh |
Loan tenure | 12 to 60 months |
Loan disbursal time | 2 days |
Interest rate | 15% p.a. (fixed) |
Minimum age | 21 years |
Maximum age | 60 years |
Processing fee | 3% of the loan amount |
Loan amount | Up to Rs.5 lakh |
Loan tenure | 12 to 48 months |
State Bank of India (SBI) offers personal loans with competitive interest rates, easy documentation, and flexible repayment options.
A. SBI Xpress Credit Personal Loan
Interest rate | 10.60% onwards |
Minimum age | 21 years |
Maximum age | 60 years |
Minimum income | Rs.15,000 |
Loan amount | Rs.25,000 to Rs.20 lakh |
Loan tenure | Up to 60 months |
B.SBI Personal Loan for Pensioners
Interest rate | 9.75% p.a. - 10.25% p.a. |
Minimum age | 21 Years |
Maximum age | 76 years |
Minimum income | - |
Loan amount | Rs.25,000 to Rs.14 lakh |
Loan tenure | Up to 84 months |
Interest rate | 8.7% p.a. to 14.25% p.a. |
Minimum age | 21 years |
Maximum age | 60 years |
Minimum income | As per the conditions set by the bank |
Loan amount | Rs.50,000 to Rs.10 lakh or 20 times the monthly net income |
Loan tenure | 15 times the gross monthly salary up to a maximum of Rs.10 lakh |
Interest rate | 12% p.a. to 21% p.a. |
Minimum age | 21 years |
Maximum age | 60 years |
Minimum income | Rs.15,000 |
Loan amount | Up to Rs.50,000 to Rs.15 lakh |
Loan tenure | 12 to 60 months |
Canara Bank provides personal loans with competitive interest rates, easy documentation, and convenient repayment options.
A. Canara Bank Teachers' Personal Loan
Interest rate | 12.40% p.a. |
Minimum age | 21 years |
Maximum age | 60 years |
Minimum income | Rs.10,000 |
Loan amount | Rs.3 lakh or gross salary for 10 months, whichever is lesser |
Loan tenure | Up to 48 months |
B.Canara Bank Budget Personal Loan
Interest rate | 11.30% p.a. to 12.30% p.a. |
Minimum age | At the discretion of the bank |
Maximum age | At the discretion of the bank |
Minimum income | Contact the bank for more information |
Loan amount | Rs.3 lakh or gross salary for 6 months, whichever is lesser |
Loan tenure | Up to 60 months |
Interest rate | Up to 26% p.a. |
Minimum age | 21 years |
Maximum age | 58 years |
Minimum income | Information not provided |
Loan amount | Up to Rs.3 lakh |
Loan tenure | Up to 3 years |
Interest rate | 8.15% - 10.90% p.a. |
Minimum age | 21 years |
Maximum age | 60 years |
Minimum income | Rs.15,000 |
Loan amount | Rs.25,000 to Rs.5 lakh |
Loan tenure | 12 to 60 months |
Interest rate | 10.80% p.a. |
Minimum age | 21 years |
Maximum age | 60 years |
Minimum income | Above Rs.5,000 |
Loan amount | Up to Rs.5 lakh |
Loan tenure | Up to 60 months |
